About - "IFAC"

Independent Financial Advisor’s Consortium

Providing independent services TOGETHER

The advisors and firms that make up our Independent Financial Advisor’s Consortium are an exclusive group of professionals practicing in the areas of financial planning, investment management, tax planning, estate planning and insurance. The IFAC members operate independently but work together as a resource sharing group. Each member firm is able to leverage knowledge, expertise and resources for the betterment of their clients. Personal client information is not shared between firms within the IFAC.

The advisors that make up the IFAC come from a variety of backgrounds in the financial industry. Collectively, they bring together a wide range of specialties and professional credentials for the benefit of those they provide advice and counsel to.

The IFAC members have a wide range and depth of expertise:
CLU® - Chartered Life Underwriter 
ChFC® - Chartered Financial Consultant 
AAMS® - Accredited Asset Management Specialist 
CRPC® - Chartered Retirement Planning Counselor 
CFEd® - Certified Financial Educator
AWMA® - Accredited Wealth Management Advisor
CMFC® - Chartered Mutual Fund Counselor
RICP® - Retirement Income Certified Professional
CWS® - Certified Wealth Strategist 

OUR GOAL - To provide the highest level of value to our clients. Each IFAC member firm and the advisor members communicate regularly to pool knowledge and expertise, consult on unique or challenging client situations or to stay current on the ever-changing products and planning techniques in the financial services industry. Personal client information is not shared when consulting with IFAC members.


Securities offered through Securities America Inc., member FINRA/SIPC and advisory services offered through Securities America Advisors, Inc and Arbor Point Advisors.  Securities America and its representatives do not provide tax advice; therefore it is important to coordinate with your tax or legal advisor regarding your specific situation.  All named entities are independently owned.  Diversified Wealth Management and the Securities America Companies are independently owned.   Todd C. Terhorst CFP®, Managing Partner of IFAC