Financial Planning
  Wealth Management  
 Investment Management

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CLIENTS:  Access and Helpful Tools 

  • Links to your advisor's e-mail
  • Account access tools
  • Financial calculators
  • Financial planning tools
  • Newsletters and E-seminars 
  • Articles on a variety of topics                                      

 VISITORS:  Information about our firm
 

  • The "About Us" section to the right
  • Initial Consultation (at no cost) to answer
    any of your     questions about Financial Planning,
    Wealth Management or the approach we take
    with our clients.
  • "DO I NEED FINANCIAL PLANNING?"  CLICK HERE 
    to access a questionnaire that can help to clarify your
    true need for the services our firm provides


SHOPPING FOR A FINANCIAL ADVISOR?

~  The "Financial Planner Questionnaire"  This tool helps you understand and compare differences between various financial professionals.  The questionnaire can guide you through the important issues and make sure you're asking the right questions.  Please Call or e-mail us for a free copy of the questionnaire along with a copy with our responses for comparison.


Thank you for visiting our site!!  

Todd C Terhorst 
CFP, CLU, ChFC, AAMS, CRPC, CFEd, AWMA, CMFC
President and Managing Partner

Securities offered through Securities America Inc., Member FINRA/SIPC, Advisory services offered through Securities America Advisors, Inc., Diversified Wealth Management, LLC. and Securities America, Inc. are unaffiliated.  We are licensed to offer insurance in AZ, CO, FL, MN, ND, NY, SD and WI, and licensed to offer securities in AR, AZ, CA, CO, FL, ID, IL, IN, KY, MA, MN, MT, NC, ND, NE, NM, NV, NY, OR, PA, SD, TX, WA, WI and WY.
www.finra.org
www.sipc.org
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Newsletters

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

Help Keep Your Estate Out of Probate

Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

Another Economic Stimulus

Temporary incentives could affect businesses of all sizes. Although Congress was unable to tackle the controversial issue of future income tax rates before the 2010 midterms, it quietly passed a little-noticed tax package, the Small Business Jobs Act of 2009 (H.R. 5297), that may benefit small businesses and even individual taxpayers.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

More Newsletters →