Financial Planning

  Wealth Management  

 Investment Management

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CLIENTS:  Access and Helpful Tools 



  • Links to your advisor's e-mail
  • Account access tools
  • Financial calculators
  • Financial planning tools
  • Newsletters and E-seminars 
  • Articles on a variety of topics                                      



 VISITORS:  Information about our firm

 



  • The "About Us" section to the right
  • Initial Consultation (at no cost) to answer

    any of your     questions about Financial Planning,

    Wealth Management or the approach we take

    with our clients.
  • "DO I NEED FINANCIAL PLANNING?"  CLICK HERE 

    to access a questionnaire that can help to clarify your

    true need for the services our firm provides




SHOPPING FOR A FINANCIAL ADVISOR?



~  The "Financial Planner Questionnaire"  This tool helps you understand and compare differences between various financial professionals.  The questionnaire can guide you through the important issues and make sure you're asking the right questions.  Please Call or e-mail us for a free copy of the questionnaire along with a copy with our responses for comparison.





Thank you for visiting our site!!  



Todd C. Terhorst 

CFP, CLU, ChFC, AAMS, CRPC, CFEd, AWMA, CMFC

President and Managing Partner

 



Christopher MacLennan JD, ChFC, CLU, CRPC, AWMA

VP of Portfolio Management

 



Pete Zvanovec

VP of Client Planning Services

 



Paul Evans CFP, CLU, ChFC, CFEd

VP and Partner

 



Ken Loehlein

VP of insurance Planning Services

 



Shirley Evans CLU, ChFC, CFEd

VP of Credit Union Services



Erik Mattson

VP of Retirement Plan Services

 



Tom Oleksa - Investment Advisory Representative

 



Lynn Cupkie - Investment Advisory Representative

 



Rod Anderson AAMS - Investment Advisory Representative

 



Tim Johanson CRPS - Investment Advisory Representative

 



North Dakota - Diversified Wealth Mangement Office:

 



Matt Puetz CLU - VP and Partner

 



Doug Buehler CFP, CLU, ChFC, MBA - VP and Partner

 



Bob Johnson CFP, CLU, ChFC - VP and Partner

 



Larry Souther - VP and Partner

 



Farrel Carlson - VP and Partner

 



Gary Berube - VP and Partner

 



Associated Advisors

 



Paul Klosterman - Splitrock Financial Group

 



David Brouilette - Brouillette Group

 



Dan Gustafson - Brouillette Group





Securities offered through Securities America Inc., Member FINRA/SIPC, Advisory services offered through

Securities America Advisors, Inc., Diversified Wealth Management, LLC. and Securities America, Inc. are unaffiliated.  We are licensed to offer insurance in AZ, CO, FL, GA, MA, MN, ND, SD and WI, and licensed to offer securities in AR, AZ, CA, CO, FL, GA, ID, IL, IN, KY, MA, MI, MN, MT, NC, ND, NE, NM, NV, NY, OR, PA, SD, TX, WA, WI and WY.

www.finra.org

www.sipc.org
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Newsletters

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

More Newsletters →