Todd Terhorst - President and Managing Partner

Todd Terhorst - President and Managing Partner

CFP, CLU, ChFC, AAMS, CRPC, CFEd, AWMA, CMFC, RICP


Todd is the Founder, President and Managing Partner of Diversified Wealth Management.  The firm was established in 2002 with a focus on offering unbiased, independent advice and planning.   With more than 21 years of experience in the financial planning industry, Todd works primarily with individuals and small business owners with a focus on comprehensive planning and investment advisory services.   

Credentials and Professional Designations:
 
CFP ™ - CERTIFIED FINANCIAL PLANNER ™ Professional  A designation issued by an independent board for financial planning. The CFP is widely considered to be a very prestigious and important designation in the industry for advisors who offer comprehensive planning services.
 
CLU - Chartered Life Underwriter   An advanced designation offered through the “American College” that concentrates on insurance analysis and estate planning.
 
ChFC - Chartered Financial Consultant   An advanced designation offered through the “American College” that concentrates on financial planning for small businesses.
 
AAMS - Accredited Asset Management Specialist   An advanced program offered through the “College for Financial Planning” that concentrates on asset management and asset allocation.
 
CRPC - Chartered Retirement Planning Counselor   An advanced designation offered by the “College for Financial Planning” focusing on retirement planning for individuals and small businesses.
 
CFEd - Certified Financial Educator A specialty designation issued through the “Heartland Institute of Financial Education” (HIFE) dealing with college level “work place” and corporate financial education.
 
AWMA - Accredited Wealth Management Advisor   An advanced program offered through the “College for Financial Planning” that concentrates on comprehensive wealth management issues.
 
CMFC - Chartered Mutual Fund Counselor   An advanced designation offered by the “College for Financial Planning” focusing on retirement planning for individuals and small businesses.
 
*Securities Licenses:
 
Series 6   NASD   -   License for mutual funds / variable insurance / annuities
Series 7   NASD   -   License for general securities (stocks, bonds, mutual funds)
Series 24 NASD   -   License for securities principal (supervision of other advisors)
Series 31 NASD   -   License for managed futures (funds)
Series 63 NASAA -  License for federal and state securities regulations
Series 65 NASAA -  License for investment fee-based advisory services
 
 
Insurance Licenses:
 
Department of Commerce general insurance license for traditional (term, whole life, universal life and variable life), annuities, health, long-term care, disability, and group insurance.
Phone 612-435-0035
Fax 612-435-0030