Todd Terhorst - President and Managing Partner

Todd Terhorst - President and Managing Partner

CFP, CLU, ChFC, AAMS, CRPC, CFEd, AWMA, CMFC, RICP

Phone: 612-435-0035
Fax: 612-435-0030
E-mail:
 


Todd is the Founder, President and Managing Partner of Diversified Wealth Management.  The firm was established in 2002 with a focus on offering unbiased, independent advice and planning.   With more than 21 years of experience in the financial planning industry, Todd works primarily with individuals and small business owners with a focus on comprehensive planning and investment advisory services.   

Credentials and Professional Designations:
 
CFP ™ - CERTIFIED FINANCIAL PLANNER ™ Professional  A designation issued by an independent board for financial planning. The CFP is widely considered to be a very prestigious and important designation in the industry for advisors who offer comprehensive planning services.
 
CLU - Chartered Life Underwriter   An advanced designation offered through the “American College” that concentrates on insurance analysis and estate planning.
 
ChFC - Chartered Financial Consultant   An advanced designation offered through the “American College” that concentrates on financial planning for small businesses.
 
AAMS - Accredited Asset Management Specialist   An advanced program offered through the “College for Financial Planning” that concentrates on asset management and asset allocation.
 
CRPC - Chartered Retirement Planning Counselor   An advanced designation offered by the “College for Financial Planning” focusing on retirement planning for individuals and small businesses.
 
CFEd - Certified Financial Educator A specialty designation issued through the “Heartland Institute of Financial Education” (HIFE) dealing with college level “work place” and corporate financial education.
 
AWMA - Accredited Wealth Management Advisor   An advanced program offered through the “College for Financial Planning” that concentrates on comprehensive wealth management issues.
 
CMFC - Chartered Mutual Fund Counselor   An advanced designation offered by the “College for Financial Planning” focusing on retirement planning for individuals and small businesses.
 
*Securities Licenses:
 
Series 6   NASD   -   License for mutual funds / variable insurance / annuities
Series 7   NASD   -   License for general securities (stocks, bonds, mutual funds)
Series 24 NASD   -   License for securities principal (supervision of other advisors)
Series 31 NASD   -   License for managed futures (funds)
Series 63 NASAA -  License for federal and state securities regulations
Series 65 NASAA -  License for investment fee-based advisory services
 
 
Insurance Licenses:
 
Department of Commerce general insurance license for traditional (term, whole life, universal life and variable life), annuities, health, long-term care, disability, and group insurance.